Unearned Premium Claims

If you paid premiums for periods of time beyond the cancellation of your policy, you may be entitled to a refund of the unearned premium amount.  In order to receive any unearned premiums, you must file a verified original Proof of Claim with the Northern Plains Liquidator.  See Proof of Claim & Instructions for information on how to file a Proof of Claim.

If you do not know your Unearned Premium amount, it will be calculated for you.

Unearned Premium amounts will be forwarded to the South Dakota Insurance Guaranty Association (SDIGA).  Under South Dakota law, the SDIGA refunds unearned premium only to the extent it exceeds $100.  Amounts of $100 or less will be retained by the Special Deputy Liquidator as part of the general asset distribution process.  It is unknown at this time how much, if anything, the Northern Plains estate will have available to pay Unearned Premium claims.